Resources

Sell vs. Borrow

Selling your merchant portfolio? Should you evaluate a loan instead? All businesses have capital needs from time to time, and merchant acquirers are no exception. The reasons are manifold: they range from growth initiatives, like acquiring another payment company or payment portfolio, to more defensive reasons like making rent or

Read More »

How To Scale Your ISO

Attract new salespeople to open new markets  It’s one thing to train and manage a finely-tuned sales engine with agents that are fluent in the mechanics of payment processing and card schemes (in addition to having a high-level understanding of the myriad SMB types). However, in  the highly competitive merchant

Read More »

Words That Kill (Deals)

Much of the merchant portfolio and ISO valuation focus is centered on the numbers ‒ revenue and charge volume attrition, revenue concentration, standard industrial classification and merchant category code distribution, and Europay, MasterCard and Visa chip technology conversion percentage. Often overlooked, much to the detriment of sellers, are the contractual

Read More »