1. General Provisions

Merchant Portfolios.com respects your privacy. Please take a moment to review our privacy statement.

We invite you to bring to our attention any material on our site that you believe to be inaccurate. Please forward a copy of the material to our Customer Service Manager, along with an explanation of your objection.

If you are an owner of intellectual property who believes your intellectual property has been improperly posted or distributed via this website, please notify us by sending email to info@merchantportfolios.com or by sending a notice by U.S. Mail to: GRASP Business Brokers Inc., Copyright Violations Department, PO Box 2218, Framingham, MA 01703.

The Web is an evolving medium. Merchant Portfolios.com may change the terms of this agreement from time to time. By continuing to use this website following our posting of such changes, you agree to be bound by this agreement, as modified. Merchant Portfolios.com may change, restrict access to, suspend, or discontinue this website, or any portion of this website, at any time.

The material that appears on Merchant Portfolios.com is for informational purposes only. Despite our efforts to provide useful and accurate information, errors may appear from time to time. Before purchasing goods or services you've read about on Merchant Portfolios.com, you should confirm with the vendor any information that is important to your purchasing decision. Merchant Portfolios.com is not responsible for, and does not guarantee the performance of, any such goods or services.

2. Buying and Selling Portfolios, Residuals, and ISOs

Merchant Portfolios.com is a listing and information service that brings together buyers and sellers in the electronic payments and transaction industry. Information about a particular listing is supplied by the seller, not by Merchant Portfolios.com. The price and other terms of any sale remain subject to final negotiation between the buyer and the seller. Though we hope that all who come to Merchant Portfolios.com will act honorably and treat each other fairly, we can't verify the information sellers supply or guarantee the items they offer. Nor can we assure the seller that the payment he/she gets from the buyer isn't going to bounce. When using this website to find an item to buy, we urge you to use the appropriate specialists such as accountants, appraisers, and attorneys, that will help you in evaluating and consummating a contemplated transaction. There is no substitute for healthy skepticism and your own good judgment.

In connection with our efforts to combat Internet fraud, listings are screened before being posted publicly. This process delays the display of listings.

When you offer a portfolio, residual, or ISO for sale through Merchant Portfolios.com, you must be prepared to sell that item as you've described it. You must have possession of the actual entity / item listed and the ability to transfer it. To list a portfolio, residual or ISO for sale on Merchant Portfolios.com, sellers are required to provide certain identifying and contact information. The information must accurately identify the seller and the method of contact must permit Merchant Portfolios.com to communicate directly with the seller. You may not use our website to promote, without our prior written permission, any other website, product or service.

To find out more about listing and advertising opportunities on Merchant Portfolios.com, contact us at info@merchantportfolios.com or call us at 866.448.1885. Merchant Portfolios.com reserves the right to deny use of this website to anyone who does not comply with these requirements or who otherwise uses our website in a manner we consider inappropriate.

Responsibility for the information contained in ads lies with each seller. You alone are responsible for material you provide to us and that is ultimately posted on the site. You are also responsible for the content of all email messages transmitted through Merchant Portfolios.com. Nothing will undermine a buyer’s confidence in the portfolio, residual, or ISO you're looking to sell faster than inaccurate statements or misleading representations. And since any erosion of buyer confidence in you is likely to be accompanied by erosion of user confidence in us, we care deeply about making sure that the information you supply is accurate and that, in all respects, you treat Merchant Portfolios.com users fairly and honorably.

We may perform quality assurance tests to confirm that those who offer portfolios, residuals and ISOs for sale over Merchant Portfolios.com are prepared to sell them as they have listed them. By using our service, you agree to cooperate in these quality assurance tests. If our tests reveal, or we otherwise learn, that a seller is engaging in "bait and switch" or other unfair or deceptive practices, Merchant Portfolios.com reserves the right to deny that seller use of our services.

Although Merchant Portfolios.com cannot monitor all the listings posted to our website, we reserve the right (but assume no obligation) to delete, move, or edit any ads or other postings that come to our attention that we consider unacceptable or inappropriate, whether for legal or other reasons. By using Merchant Portfolios.com you agree not to post or transmit any defamatory, abusive, obscene, threatening, misleading, or illegal material, or any other material that infringes on the rights of others or interferes with the ability of others to enjoy Merchant Portfolios.com. We retain the right to deny access to anyone who we believe has violated these terms or any other term of this agreement. We will not, in the ordinary course of business, review the content of private electronic messages that are not addressed to Merchant Portfolios.com. However, we may occasionally release information concerning such communications when release is appropriate to comply with law (including disclosure in response to a request from a law enforcement agency), to enforce our Visitor Agreement, or to protect the rights, property or safety of visitors to our site, our advertisers, the public or Merchant Portfolios.com.

By listing your portfolio, residual or ISO with our service, you agree to pay the fees specified in your contract with Merchant Portfolios.com

3. Links to Other Sites

For your convenience, we make available a variety of links to other websites that we don't operate where you can obtain automotive related products and services, including legal, financial and appraisal services. Although we encourage you to consult such websites, we cannot guarantee the prices, terms, quality, reliability or performance of the products or services provided by these vendors. Merchant Portfolios.com is not responsible for the products or services these vendors provide. If you choose to purchase anything through such a third-party website, remember that an appraisal is not a guarantee of price. Although appraisals can be of significant value in the sale of a portfolio, residual or ISO, an appraisal is not a guarantee that items for sale will sell at the appraised price. Before you purchase appraisal services, you should confirm with the appraiser the location at which the appraisal will be conducted, the scope and price of the appraisal, and any other information you consider important to your decision. You are responsible for coordinating and arranging for the appraisal. You release Merchant Portfolios.com and its affiliates from any damages that you may incur, and agree not to assert any claims against them, arising from your purchase or use of third-party supplied products and services.

4. Ownership and Permissions

Merchant Portfolios.com is made available for commercial use only. The materials on this site are the property of Merchant Portfolios.com or its licensors, and are protected by U.S. copyright laws, other copyright laws, and international conventions. Except as explicitly provided in this agreement, you may not distribute, transmit, display, reproduce, modify, create derivative works from, or otherwise exploit any of the materials on this site. You may not otherwise reproduce any material appearing on this site without the prior written consent of the owner. You may not store any significant portion of, nor distribute copies of, materials found on this site, in any form (including electronic form), without prior written permission from the owner. Requests for permission to reproduce or distribute materials found on Merchant Portfolios.com should be sent to our Customer Service Manager, PO Box 2218, Framingham, MA 01703.

You are free to establish a hypertext link to this site so long as the link does not state or imply any endorsement or sponsorship of you, your company, or your site by Merchant Portfolios.com or any of its affiliates. However, without the prior written permission of Merchant Portfolios.com, you may not frame any of the content of Merchant Portfolios.com, nor incorporate into another website or other service any intellectual property of Merchant Portfolios.com or its licensors. Requests for permission to frame our content may be sent our Customer Service Manager, either by email or at the address above.

Merchant Portfolios.com® and the Merchant Portfolios.com logo, which are trademarks of GRASP Business Brokers Inc., are used by Merchant Portfolios. The names of other products and services referred to on the site may be the trademarks of their respective owners. You may not use any trademark or service mark appearing on Merchant Portfolios.com without the prior written consent of the owner of the mark. All contents of this site are: Copyright 2007 Merchant Portfolios.com, Inc. and/or its licensors. All rights reserved.

You will not use Merchant Portfolios.com to violate the copyright, trademark, or other intellectual property rights of any person or other entity. By submitting material to Merchant Portfolios.com, you are representing that you are the owner of the material, or are making your submission with the explicit consent of the owner. By submitting material to Merchant Portfolios.com you are permanently granting Merchant Portfolios.com all rights to the material, including the right to modify the material, to display and distribute the material and otherwise use it commercially, and to maintain the material in an archive. Among other things, Merchant Portfolios.com uses listings data to derive other useful information (such as valuation information) for display and distribution.
5. Disclaimer of Warranties, Limitation of Liability, and Indemnification

IF YOU RELY ON THIS WEBSITE OR ANY INFORMATION, PRODUCT OR SERVICE AVAILABLE THROUGH THIS WEBSITE, YOU DO SO AT YOUR OWN RISK. YOU UNDERSTAND THAT THERE MAY BE DELAYS, OMISSIONS, INTERRUPTIONS, INACCURACIES, AND/OR OTHER PROBLEMS WITH THE INFORMATION, PRODUCTS, AND SERVICES PUBLISHED ON OR PROMOTED OVER THIS SITE. THIS WEBSITE IS PROVIDED TO YOU "AS IS." MERCHANT PORTFOLIOS.COM AND ITS AFFILIATES, AGENTS AND LICENSORS, CANNOT AND DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE INFORMATION AVAILABLE THROUGH THIS WEBSITE (OR ANY INFORMATION, GOODS OR SERVICES THAT ARE REFERRED TO, ADVERTISED OR PROMOTED ON, OR SOLD THROUGH THIS WEBSITE). NOR DO WE OR THEY GUARANTEE THAT THE WEBSITE WILL BE ERROR FREE, OR CONTINUOUSLY AVAILABLE, OR THAT THE WEBSITE WILL BE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

UNDER NO CIRCUMSTANCES WILL MERCHANT PORTFOLIOS.COM OR ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES OTHER THAN DIRECT DAMAGES, ARISING OUT OF YOUR USE OF THIS WEBSITE OR ANY PRODUCT OR SERVICE LINKED TO FROM OR ADVERTISED OR PROMOTED ON THIS WEBSITE, INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, PUNITIVE, EXEMPLARY, OR OTHER DAMAGES OF ANY KIND (INCLUDING LOST REVENUES OR PROFITS, LOSS OF BUSINESS OR LOSS OF DATA), EVEN IF WE ARE ADVISED BEFOREHAND OF THE POSSIBILITY OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF MERCHANT PORTFOLIOS.COM AND ITS AFFILIATES, AGENTS AND LICENSORS, IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM ARISING OUT OF OR OTHERWISE RELATED TO THIS WEBSITE WILL NOT EXCEED THE AMOUNT YOU PAID, IF ANY, FOR THE USE OF THE WEBSITE OUT OF WHICH SUCH LIABILITY ALLEGEDLY ARISES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, SOME OF THESE LIMITATIONS MAY NOT APPLY TO YOU. YOU AGREE TO INDEMNIFY AND HOLD HARMLESS MERCHANT PORTFOLIOS.COM, ITS EMPLOYEES, OWNERS, REPRESENTATIVES, AND LICENSEES AGAINST ANY AND ALL CLAIMS, OF WHATEVER NATURE, THAT ARISE OUT OF ANY LISTING YOU PLACE THROUGH OUR SELL YOUR CAR SERVICE.

6. Registration

To obtain access to certain Merchant Portfolios.com services, you will be given an opportunity to register with Merchant Portfolios.com. As part of the registration process, you will select a user name and a password. You agree that the information you supply during that registration process will be accurate and complete and that you will not register under the name of, nor attempt to enter the service under the name of, another person. We reserve the right to disallow use of user name that we deem offensive or inappropriate. You will be responsible for preserving the confidentiality of your password and for all actions of persons accessing Merchant Portfolios.com through any username/password assigned to you. You will notify Merchant Portfolios.com's Customer Service Manager of any known or suspected unauthorized use of your account.

7. Miscellaneous

No spamming or data scraping.

This Visitor Agreement has been made in, and will be construed in accordance with the laws of, the Commonwealth of Massachusetts. By using this website, you consent to the exclusive jurisdiction and venue of the state and federal courts in Middlesex and/or Suffolk County, Massachusetts in all disputes arising out of or relating to this Agreement or use of this website.