Payments Industry Blog

Selling Your Merchant Portfolio, Merchant Residual, or Merchant ISO: The Bizarre Attrition Metrics Of 2012

I often write about the different attributes of the merchant portfolio which factor into the valuation of the merchant portfolio, whether you're a buyer or seller. As I have stated many times in the past, the attribute which is arguably weighted most heavily is the attrition of , and associated...

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Selling Your Merchant Processing Portfolio, Residual, Or ISO: Reasons Why The Age Of Your Merchant Accounts Are Important

There are a few reasons why the age of your merchant accounts are relevant to the valuation assigned to your merchant processing portfolio, residual, or ISO. As a prospective seller, you should expect that the age of the accounts will be one of the many attributes a buyer will want...

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Selling Your Merchant Portfolio Or ISO: What’s My Attrition?

One of the most important attributes of your merchant processing portfolio that is considered by buyers when you go to sell your merchant portfolio or merchant processing ISO is attrition. Strangely enough, this attribute is not something that most owners of merchant processing portfolios (so I have found) understand correctly. Attrition  by...

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Are First Data Portfolios Worth More Than Portfolios With Other Processors?

I was recently asked to answer this question on behalf of a subscriber to The GreenSheet. Here's my answer... Assuming we are comparing apples to apples, the short answer would be yes. (but the reason is probably counter intuitive). For example, does a First Data (FDR) portfolio, with the exact same internal...

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Merchant Residual & Merchant Portfolio Sales: Due Diligence FYI’s For Sellers

For sellers of merchant portfolios and sellers of merchant residuals, there are a couple of basic things you need to know about the process involved with these types of tranactions, especially as it relates to the initial information, or due diligence request, you should expect to receive from potential buyers. 1)...

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Merchant Residual Valuation: Know What They Are NOT Worth

The 'Holy Grail' of most inquiries regarding the value of a merchant portfolio or a merchant residual has been, and remains to be ,how much are they worth? For the new buyer, or the seller who is entering the market for the first time, lesson #1 in terms of understanding...

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